Pier Investment Management
Every investor is unique.
But each faces the same challenge – growing their wealth in real terms. But they’re not looking to make life more complex. They want the investment process to be clear and understandable, delivered by experts they can relate to, not a faceless entity. Perhaps that’s true for you, too?
“I really don’t care or understand why my investments are always measured against things like the FTSE 100 Index for equities or ARC PCI indices like the Sterling Steady Growth Index. They’re just not relevant.”
Nicola, Private Equity Partner.
A relevant and clear approach to preserving wealth.
The investment world is notorious for charts, jargon, benchmarks, abbreviations and unfathomably long lists of investment strategies and funds that confuse and baffle. That’s a shame. Some choice is good, but too much choice isn’t always better.
Most of us want answers to simple questions. Is our money keeping pace with or beating inflation? Three, five or ten years from now, will I be able to afford to live the life I want? That’s what really matters, not relative performance to a market index.
Inflation erodes value over time.
Today, £500,000 would buy you a comfortable three or four-bedroom family home with a spacious garden in Southwater, near the Country Park.
But if inflation is running at say, 4%, that purchasing power would reduce by half in just eighteen years – £250,000 would only stretch to a one-bedroom flat above a convenience store in Horsham. If inflation crept back up to 10%, it would only take seven years for the value of cash savings to be halved.
Given the corrosive power of inflation, we’ve opted for a clear and relevant benchmark for our investment portfolios: outperforming inflation using the Consumer Price Index (CPI). We use CPI because it’s the benchmark that will really affect how you live your life and what you leave as a legacy to others.
We offer three different investment solutions to protect your wealth from inflation. All three are measured against CPI.
